Marriage is one of the biggest things that can happen to you as an adult. Of course it can bring immense happiness, but it can also bring some minor problems, especially to young newlyweds. In this essay I am going to talk about five mistakes young married couples can make.
Lack of Respect and Unconditional Love
I always thought that people get married when they find someone they love and the other person loves them back. But the thought of marrying someone for a reason that is not love has never crossed my mind, even though it does happen in real life. When this happens, it is possible that this couple does not respect each other, which means love is out of the question. No respect for each other may result in spending money lavishly without thinking about the repercussions it may cause for the other person.
Lack of Communication
You always need communication in a relationship, especially if you are sharing a bank account with this person. Lack of communication can result in fights and accidents that could land you in trouble. For example, say that you are at a mall and you see a pair of shoes you really want. You check your bank account and you see that you have enough money to buy it. You buy the shoes and go home. When you get home your spouse asks what happened to the money, you tell them you spent it on the shoes. But to your horror, you realize you spent the money that was supposed to be used for that month’s rent.
You always need to communicate with your partner. I do not mean ask them if you can buy certain things constantly, but to always tell them how much money you need for certain things and how much to save.
Not Having the Same Goals
Not having the same goals as your partner may be a big problem in your relationship with them. This can cause problems financially and in everyday life. A non-financial example is how you want to live your life. Maybe your partner wants to move states every few months, or maybe they want to move around a lot. But what if you do not like that lifestyle and prefer a more stable lifestyle. If this was my case I know for a fact that my relationship with this person would not last. Don’t get me wrong, I love travelling, but I like the idea of living in one place for long periods of time.
Not having the same goals as your partner may also be a challenge financially. For example, you want to save up for a vacation but your spouse wants to save up for a car. The vacation and the car cost the same and you only have enough savings to do one. I see this going into a slight disagreement and someone giving way to the other person. Of course there is nothing wrong with that, but it is always good if your financial goals align with your partner’s so at the end of the day everyone is happy.
Lack of Planning
Planning is one of the only reasons I can manage my schoolwork. I never realized how important planning can be until I entered 8th grade and had to learn how to juggle five subjects. Every week I make a school of plan of what subjects I am doing on what days and what lessons I need to complete. If planning out my school is this important (and helpful) in 8th grade, imagine how beneficial it will be to newlywed couples.
Everyone should plan their finances when they are adults, maybe even start as a teenager to get some practice. If you do not plan your finances it usually ends up in overspending and landing yourself in trouble.
Lack of Discipline
Discipline is something you have to have when dealing with money. I will admit, having good discipline is very hard, but it will pay off in the long run. When I mean discipline I mean not giving into temptations. All those ads you see on TV are made to tempt you to spend money on that item. Not giving into that temptation is having discipline.
Imagine a newlywed couple in their young 20s just came out of college and are enjoying being ‘real adults.’ They get married and go on a lavish (and expensive) honeymoon. After the honeymoon they go back to work and regular life, but go on expensive dates and spend their money carelessly. Before they know it they spent more than both of their incomes combined, and do not have enough money for necessary things (rent, electricity bill, water bill, etc…), which leads you to getting a loan which leads to you drowning in debt.
Not only is this lack of discipline, but also lack of planning. Do not let yourself fall into this sticky situation.
Conclusion
Now that you know some of the common mistakes newlyweds make, try not to do them when you get older. Some of these mistakes are things that teenagers do, like lack of planning and discipline. Try practicing these things while you are out shopping so when you are an adult you do not land yourself (and maybe even your partner) in trouble.